PENGARUH KARAKTERISTIK SOSIAL EKONOMI, SIFAT KEPRIBADIAN DAN LITERASI KEUANGAN TERHADAP KEPUASAN KEUANGAN PADA PEGAWAI BNN PROVINSI MALUKU UTARA DI TERNATE
DOI:
https://doi.org/10.33387/jsm.v1i1.12727Keywords:
Karakteristik Sosio-Ekonomi, Ciri Kepribadian, Literasi Keuangan, Kepuasan KeuanganAbstract
Penelitian ini bertujuan untuk menganalisis pengaruh karakteristik sosial-ekonomi, ciri kepribadian, dan literasi keuangan terhadap kepuasan keuangan pada pegawai Badan Narkotika Provinsi Maluku Utara di Ternate. Pendekatan yang digunakan adalah kuantitatif dengan desain penelitian eksplanatori. Populasi dalam penelitian ini adalah seluruh pegawai Badan Narkotika Provinsi Maluku Utara di Ternate yang berjumlah 51 orang. Mengingat ukuran populasi yang relatif kecil, teknik pengambilan sampel yang digunakan adalah sampel jenuh, di mana seluruh populasi dijadikan sebagai sampel. Pengumpulan data dilakukan melalui penyebaran kuesioner. Data yang diperoleh kemudian dianalisis menggunakan SPSS versi 27. Hasil penelitian menunjukkan bahwa karakteristik sosial-ekonomi tidak berpengaruh signifikan terhadap kepuasan keuangan, sedangkan ciri kepribadian dan literasi keuangan berpengaruh signifikan terhadap kepuasan keuangan.
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